Liability Insurance For Businesses

Insurance is essential for companies. It helps them in times of financial difficulty. One of the types of insurances that every business should get is liability insurance. While a start-up company can go for general liability insurance, the experienced businesses can choose from the many others offered by insurance agencies.

What is General Liability Insurance?              
It is a kind of insurance that safeguards a company’s assets and prevents the company from facing lawsuit for damages caused. Basically a general liability insurance helps a company pay up for damages and/ or injuries it may knowingly or unknowingly have caused on persons and properties.

What Gets Covered?         
There are several things that may be covered under general liability. Many insurance companies pack liability with property damage. Usually the legal cost of a covered liability lawsuit is also included withinin the policy, which needs to be paid by the insurer. Under covered liability property damage, personal injury, bodily injury and advertising injury are covered. Once businesses take up such a policy, it also covers for general and compensatory damages.       

Amount To Be Paid During The Polity Period               
For all general liability insurance, you have to pay a maximum amount (that’s previously set) during the policy period. Hence, a maximum amount limit is also decided that the insurer has to pay per occurrence.     

Whom to Approach For Liability Policies       
It is important that you seek a trust-worthy insurance company for liability insurance. It is also advisable to choose a company that is near your neighborhood. If you are living in Miami, you can contact Filer Insurance, Inc. We have been in the business for nearly a century and understand insurance quite well. Our policies are designed to offer you the best. We believe in an aggressive business approach but with conservative business philosophy.    

At Filer Insurance, Inc., we have been providing Home, Auto and Business Insurance in Miami and South Florida since 1919.  We would very much like to have you as one of our customers.  Please give us call or come by our office for a free quote on your insurance.

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