Home Insurance Tips For New Homeowners

As a new homeowner, congratulations for making the decision and being successful in your quest. You should be proud to be able to buy your own house, but at the same time now you need to think of all the responsibilities that come with it. One of them is insuring your property with a home insurance policy.

If this is the first time you are buying home insurance in Coral Gables, Cutler Bay, Kendale Lakes, Kendall, Miami, Palmetto Bay, Pinecrest, The Hammocks here are some useful home insurance shopping tips:

How to save on home insurance costs

Taking into consideration that this is your first time ever when you search for home insurance, it’s important to learn “who’s who in the zoo”. Perform a market analysis of the best offers available, put in balance the pros and the cons of each of them. As a bonus home insurance tip: don’t forget that the cheapest price doesn’t always come with the best coverage…

Be smart. Know your house before you set out to search for home insurance. For example, did you know that having deadbolt locks on exterior doors can reduce your insurance costs? Or that having a home security system can also get you a better price on home insurance? Make sure you notify the insurance agent about this.

You can save on costs if you choose the same provider for more insurance policies. For example, if you have a house and a car you can insure both of them at the same provider. This practice is known as bundling, and it can bring you a 20% off your premiums.

At Filer Insurance, Inc., we have been providing Home, Auto and Business Insurance in Miami and South Florida since 1919.  We would very much like to have you as one of our customers.  Please give us call or come by our office for a free quote on your insurance.

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