Hurricane Preparedness: What To Do

Summer is here and we would like to remind homeowners to continue to take precautions for the safety of their family so that at-home accidents can be avoided.  Keeping family safe is always a priority but on top of that, not having any claims might help in keeping your Miami home insurance premium as low as possible.

Some aspects of summer to keep in mind are hurricane preparedness, pool safety (if you have, or will have, one) and your lawnmower.

Hurricane Preparedness
A hurricane is never a welcome event but here are some precautions you can take to be prepare you and your home for one.

1. Make a family plan.  Find the safest places inside your house and then talk with your kids to make sure that each family member is aware of them.  You can also place emergency numbers where they can be easily accessed by kids.

2. Stock up on supplies.  In the event that you are without power for a long time make sure to have pillows, toiletry items, clothing, blankets, food, first aid, flashlights, batteries, and plenty of water.  It may also be good to have spare keys, important papers, cash, and credit cards ready if needed.

3. Have a planned evacuation location.  If you and your family need to leave your home, look into staying with family or friends that live far enough inland that will not be required to evacuate.  If that is not an option, find out where the nearest local shelters are.

4. Secure your home.  Do what you can to protect/reinforce your shutters, roof, stairways, and all doors.  You could also get in touch with a building code official to learn about any home improvement projects that can help give your home extra protection against hurricanes.  And remember, you need a flood insurance policy in place to be covered for any possible flood damage.

5. Take care of your pets.  Have a recent photo of your pet and their collar with ID in case they run off.  If you use a pet shelter for your four-legged family member, they will need to be up to date on their vaccinations.

As mentioned earlier, keeping your family safe is always a priority.  Unfortunate events may still have the potential to occur, due to unforeseen circumstances that are out of your control, but doing everything that you can to keep your family safe in any situation is always a good move.

At Filer Insurance, Inc., we have been providing Home, Auto and Business Insurance in Miami and South Florida since 1919.  We would very much like to have you as one of our customers.  Please give us call or come by our office for a free quote on your insurance.

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