Storage Items: Are They Insured?

Are you storing important belongings in a storage deposit from your home in the Miami area? Then perhaps you have already thought about searching the right type of insurance for it.

Storage deposits from these areas are used by people whose homes or properties are too small to deposit all their belongings. Very often, these people store valuable items in the storage deposits. These places are used as a practical solution to de-clutter one’s home, this is why it is very important that the objects you store within are insured.

There is no special insurance for storage deposits. Since you are renting the storage units, you don’t actually own them. However, what you can do is you can buy an insurance policy that will cover belongings stored offsite. Having the right type of coverage is your best solution to protect these items.

There are some things to take into consideration when choosing the storage unit for you. These features will determine how much you will pay for insurance. For example, you need to make sure that the units are as safe as possible, and you should also inquire the storage facility about the items they provide coverage for.

Now, there is one other thing you shouldn’t lose track of. Storing items off-site means two things: you either have too many things you can’t throw away, or you don’t think your house is safe enough to store expensive items. If the latter is your case, you will have to inquire about special insurance policies. As your insurance professional about off-premises coverage and tell them about your most valuable items. You will have to create an inventory of all the items you want stored off-premises anyway.

If you want to find out more about off-premises storage insurance solutions, contact an insurance representative from Filer Insurance today.

At Filer Insurance, Inc., we have been providing Home, Auto and Business Insurance in Miami and South Florida since 1919.  We would very much like to have you as one of our customers.  Please give us call or come by our office for a free quote on your insurance.

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