How to save money on boat insurance
In addition to using a variety of insurance companies to obtain the lowest possible premium for your boat insurance, we will review with you all of the available discounts and coverages. The value of boats can decrease over time and we will review with you what should be the proper limit of insurance for your boat.
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Good reasons to carry insurance on your boat or personal watercraft
Miami is a great place to own a boat and you'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:
- If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
- Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.
Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.