Business Insurance for Restaurants
Restaurants have to be concerned with slip and fall claims, products liability from food served, injuries to employees and many other potential losses. For small and medium sized operations, it is one of the most complex business insurance risks to properly insure. Call us today for a review of your coverage.
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Business Insurance for all Restaurants
We can provide coverage for any type of restaurant including:
- Fast Food
- Family Restaurants
- Fine Dining
- Theme Restaurants
- Restaurants With Bar/Live Entertainment
Call us for an insurance quote tailored to your business
Restaurants have different exposures to loss than other retail establishments. There are exposures to fires from the cooking equipment and the possibility of food spoilage if electricity is lost. The constant traffic of people increases their exposure to slip and fall claims.
The sale of prepared food items brings an increased exposure to product liability claims. We personally meet with our clients and insurance company loss control representatives to make sure every possible method to reduce claims is discussed. Loss control is the most important factor to reducing insurance premiums for the long term.
Provided in Miami, Fort Lauderdale and all of South Florida
Coverages for restaurants
There are a wide variety of business insurance coverages available to cover the potential losses that can be suffered by restaurants. Our agents will take the time to review each of these coverages with you.
- Commercial Property Coverage
- Flood Insurance
- Equipment Breakdown Insurance
- Commercial Crime Coverage
- General Liability
- Employment Practices Liability
- Cyber Security Liability
- Commercial Auto Insurance
- Workers Compensation
- Commercial Umbrella