Business Insurance for Restaurants

Restaurants have different exposures to loss than other retail establishments.  There are exposures to fires from the cooking equipment and the possibility of food spoilage if electricity is lost.  The constant traffic of people increases their exposure to slip and fall claims.

The sale of prepared food items brings an increased exposure to product liability claims. We personally meet with our clients and insurance company loss control representatives to make sure every possible method to reduce claims is discussed.  Loss control is the most important factor to reducing insurance premiums for the long term.