Crime Insurance includes everything from simple burglary or robbery to Employee Dishonesty. Today, there is even fraudulent withdrawls from your bank to consider. Call us today for a review of your coverage!
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What is Commercial Crime Insurance?
Your business can suffer a loss of physical property or financial instruments as a result of the criminal activity of those that may or may not be your employees. There are various crime insurance coverage forms, each designed to indemnify your business for its loss.
This covers you for theft of your stock and equipment by means of forcible entry into the building while your business is closed. Marks of such forcible entry must be visible for coverage to apply.
This covers you for theft of money and securities by means of forcible entry into your safe while your business is closed. Marks of such forcible entry into your safe must be visible for coverage to apply. This also covers you for loss of the safe if stolen and for damage to the safe.
Robbery Inside Premises
This covers you for money and securities take from you or your employees by threat of violence (hold-up) while inside the building.
Robbery Outside Premises
This covers you for money and securities take from you or your employees by threat of violence (hold-up) while outside the building or while away from your premises and while such money or other property is in the possession of you or your employees.
Money and Securities
This covers you for money and securities which are lost, stolen or damaged due to any peril, except those which are specifically excluded in the policy. Coverage limits may vary between Inside Coverage (on the premises) and Outside Coverage (off the premises).
This covers you for theft of money or other property by your employees.
The above summary is not a policy and is only intended as a brief presentation of available coverages. The actual insurance policy will provided full details of all benefits, conditions and exclusions.