Home Insurance With Olympus Insurance

Call or contact us today for a free homeowners insurance quote from Olympus Insurance Company and save money on your policy in Miami and South Florida.  To protect your largest investment, it's important to have the best home insurance coverage.

We’ll find the best combination of price, coverage and options to offer you affordable home insurance that will fit your budget.  We'll apply every possible discount, guide you through securing those discounts, and help you determine the right amount of coverage.

Should a hurricane, storm or any other event cause damage to your property, we will be here to help you with all of your claims.

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For homeowners with high expectations

Olympus strives to deliver the insurance experience you deserve by providing broad coverage and superior claims handling to ensure that your home and assets are fully protected.

Olympus is the premier insurance partner

Deciding on home insurance in Florida can feel daunting, but they don't have to be. If you're seeking an insurance provider that offers extensive features beyond typical policies, with customizable coverage options and top-tier claims service, look no further than Olympus.

Benefits of Being an Olympus Policyholder

Expansive Coverage
Olympus prioritizes inclusions over exclusions in our approach to homeowners' coverage. We want you to be confident and trust that when life’s storms hit, we will uphold our promise to you and be there when you need us most.

Unmatched Claims Handling
Our Elite Repair Program embodies a top-tier method for handling claims with the utmost care. Our approach is straightforward, with regular communication, and above all, every loss is managed with empathy, urgency, and expertise.

Service
Our goal is to anticipate needs, act promptly, and provide service that surpasses your expectations.

Longevity in the Business
As industry veterans, we are well-versed in Florida, hurricanes, roof damage, water leaks, protecting what matters, having been there for our policyholders through  97+ storms and over 21,000 claims!

Coverage Details

Olympus homeowners insurance includes features beyond the scope of most standard policies and has options for customized coverage. We encourage you to compare the coverage of our homeowners policy to that of other carriers.

  • Olympus Insurance provides the broadest coverage for water damage available to Florida Homeowners.
  • Olympus Insurance includes replacement cost (RC) coverage for covered losses to the roof.
  • Coverage for other structures such as docks and boat lifts.
  • Customizable replacement coverage for personal property.
  • Pool screen enclosures covered on a replacement basis (without a separate endorsement when attached to the home).
  • Additional coverage options like; Golf cart coverage, Animal liability, backup of water/sewage, Buried Utility Line, and Equipment Breakdown, and Scheduled Property coverage options for highly valued personal property.
  • Spartan Enhanced Coverage Package for a cost-effective way to add elevated levels of personal property and liability protection.

Customization Options

Recently upgrade your home or add an outdoor kitchen?

Purchase a golf cart or decide to add solar panels to your home? Check the details of your home insurance policy to be sure you have the tailored coverage you need and deserve. Olympus has customizable endorsements and coverage options to meet your lifestyle needs.

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Other Insurance Products

Dwelling Under Construction
For those building a new home from scratch with a General Contractor, we have the perfect solution! Our Dwelling under construction endorsement is tailored for custom homes and coastal properties, providing coverage up to $3MM (Total Insured Value).

Florida Condo Insurance
Florida’s condo living is popular, requiring specific insurance coverage. Condo owners need insurance to cover personal property not included in the association’s policy. Condo insurance should protect personal belongings and include liability coverage.

Florida landlord/Rental Insurance
Olympus Insurance provides a comprehensive Rental Property Insurance policy, also known as Dwelling Fire (DP3 form). This coverage is tailored for residential rentals, investment properties, and seasonal properties owned by individuals or other entities.

Scheduled Personal Property Insurance
Scheduled Property Coverage is essential for property owners seeking extra protection for valuable items beyond what standard homeowners, townhouse, or condominium policies offer.

Spartan Enhanced Coverage
Olympus provides more protection for the possessions policy holders value the most with our Spartan Enhanced Coverage Package, the ultimate protection package for their home, personal property and personal liability – all at a substantially reduced cost over itemized pricing.

Florida Flood Insurance
Every household in Florida faces the potential of flood damage, including those in designated “low-risk” areas- we have a solution!

Florida Townhouse Insurance
Every household in Florida faces the potential of flood damage, including those in designated “low-risk” areas- we have a solution!

Solar Panel Endorsement Coverage
For the homeowner who has gone green with Solar! Our solar solutions include coverage for a variety of products including solar panels and solar roofs. In today’s world, homes are integrating advanced solar technology, and we aim to provide coverage options for it!

Buried Utility Line Coverage
BUL coverage protects homeowners against the expense of costly excavation and damage to repair or replace underground utility wiring and piping.

Equipment Breakdown
Protection sophisticated household equipment. From kitchen appliances to home entertainment equipment to air-conditioning systems, more and more of today’s homes are outfitted with sophisticated equipment. We offer equipment breakdown coverage through an optional endorsement.

Learn more about home insurance from Olympus Insurance

See also information for home insurance with Bankers, Edison, Florida Family, Florida Peninsula, Ovation, People's Trust, Slide, Security First, Stillwater, TypTap and Universal Property & Casualty.   Click on their link below:

logo of florida family home insurancePeople's Trust Homeowners InsuranceLogo of Stillwater Homeowners Insurancelogo of TypTap Home Insuranceuniversal property homeowners insurance