Auto Insurance With Progressive

Call or contact us today for a free car insurance quote from Progressive insurance company and save money on your policy in Miami and South Florida.

We’ll find the best combination of price, coverage and options to offer you affordable home insurance that will fit your budget.  We'll apply every possible discount, guide you through securing those discounts, and help you determine the right amount of coverage.

To protect your car, it's important to have the best car insurance coverage. An affordable auto insurance premium is very important, but having a good insurance company that will pay your claims is very important too.

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Car Insurance

Average savings of over $800 for drivers who switch & save *Read the associated disclosure for this savings claim.

Get a car insurance quote: Fast, free, and customized

Car insurance protects you from expensive costs if you're in an accident, and it's required in nearly every state. With Progressive, it's easy to get and manage affordable car insurance. We've been focused on exceptional customer service and coverage for 85+ years, making us a top-rated insurance company that's trusted by 28+ million drivers.

In as little as four minutes, you can get an auto insurance quote online for the coverage you need at a price that works for you. Find out what you need to get a car insurance quote.

Ways to save

Discounts that make auto insurance affordable and simple

Progressive car insurance customers earn an average of seven discounts. Find out how you can save money on auto insurance with Progressive.

Bundle auto and property insurance
New customers who save bundling their home and auto save $983 on average.*Read the associated disclosure for this savings claim. It's simple to get a bundled quote for your car and home, renters, or condo insurance, even from your phone. You can also get multi-policy discounts for RV, boat, motorcycle, and more.
Save by bundling insurance›

Compare car insurance rates
Get a free car insurance quote using AutoQuote Explorer® and compare different insurers' prices for the same coverage. Find the best rate and policy for you.
Compare car insurance rates instantly›

Snapshot: Drive safe and save more
Our Snapshot® program personalizes your car insurance rate based on how you drive. The safer you drive, the more you can save. Customers who save with Snapshot save an average of $231 per year.†Read the associated disclosure for this Snapshot claim.
Use Snapshot to personalize your rate›

Name Your Price Tool
Use the Name Your Price® Tool to tell us what you want to pay for your auto insurance policy. We'll then show you the coverage options that fit your budget.
Name Your Price›

See all auto discounts

Why choose Progressive?

Rated A+ by A.M. Best
Progressive offers affordable insurance that's ranked at the highest level by third-party financial raters.
View our financial ratings›

Trusted since 1937
More than 28 million drivers trust Progressive. We've been protecting our customers for 85+ years.
Explore Progressive's history›

Focused on innovation
We find new ways to keep you protected. For example, Progressive Vehicle Protection covers system repairs, minor dings, and more.
Get Vehicle Protection›

More on why to choose Progressive

Customize your car insurance coverage

From accidents and windshield damage to lawsuits and more, we help you understand how to customize your coverage when you quote car insurance. You'll have the flexibility to choose what you want while getting affordable coverage that meets your state's requirements. Get an auto insurance quote online and personalize your policy today.

These are some of the most common car insurance coverages. Requirements and offerings may vary by state.‡Read the associated disclosure for this auto insurance claim.

Liability - Required
Protects you if you cause an accident

Liability coverage is required for all drivers in most states. It pays for property damage and injuries you cause to others if you're found responsible for a car accident. It can also cover related legal expenses.

Example: You cause an accident with another car. The other driver's knee is hurt from the impact and their car is damaged in the accident. Your liability coverage can pay for their related medical care and car repairs up to your policy's liability limits.

Comprehensive & collision - Recommended
Protects your car from the unexpected

Often purchased together if you have a new car or high-value vehicle, comprehensive coverage and collision coverage protect you financially from unexpected damage to your car. State law doesn't require them, but your car lease or loan probably does.

Example: If your car is stolen or damaged by a non-collision event (including hitting an animal, fire, hail damage, other acts of nature, vandalism, and theft), comprehensive can cover your car repairs.

Example: If your car is damaged in an accident, collision can cover your car repairs regardless of who's at fault.

Roadside assistance
Pays for towing services and more

Our roadside assistance covers towing services if your car breaks down, as well as flat tire changes, fuel delivery, lock-out services, and more.

Example: Your car breaks down and you need to get it to a repair shop. We'll arrange to tow your car anywhere in a 15-mile radius or to the nearest shop.

Uninsured / underinsured motorist
Protects you from drivers who can't pay for damages

Required in some states, uninsured/underinsured motorist (UM/UIM) coverage can pay for your injuries if you're hit by a driver with too little or no car insurance. UM/UIM can offer peace of mind in case you're in an accident caused by someone without enough liability coverage to cover your injuries and damages.

Example: You're rear-ended by a driver who doesn't have car insurance. UM/UIM can cover your medical bills and car repairs up to your limits.

See all coverages

Why do I need car insurance?

Car insurance, specifically liability coverage, is required in nearly every state to protect you financially in case you cause injuries or property damage to someone. With additional coverages, your auto insurance can also help pay to repair or replace your own vehicle.

Use our coverage calculator to quickly estimate how much coverage you should consider based on your location and preferences. Or select your state to find out the required coverages where you live:

Common questions about auto insurance

Get quick answers to some of the most asked questions about car insurance. See our auto insurance FAQ page for even more information

How much does car insurance cost?
Your car insurance cost will be determined by factors like your age, location, driving record, vehicle type and usage, and more. Find out how much car insurance costs, including average rate by region.
Remember, simply switching your policy to Progressive could result in a decrease to your car insurance cost. Get your quote today to find out how much you could save by switching.

To get the most accurate car insurance quote, you need to provide:

    • Your car's make, model, and year
    • Some information about your driving history

Next, to purchase an auto policy, you'll need your vehicle identification number (VIN) and driver's license number. Not sure which coverages to select for your new policy? Our car insurance calculator can help you estimate your coverage needs.

Ready to get started? Get a quick car insurance quote online or call 305-270-2100. We're here for you around the clock to help with questions, policy updates, and claims. Call, go online, use the Progressive app, or even chat with us — our lights are always on.

How do I compare car insurance quotes online?
Compare car insurance rates from different companies instantly using our AutoQuote Explorer® tool. First, start your quote with Progressive. When you get your car insurance quote, look for the "compare rates" button to see how your auto insurance quote compares to rates from other insurance companies.

How do I add a new or teen driver to my car insurance?
To add a new or teen driver to your policy, simply call 1-855-347-3749 or log in to your account. You'll need to provide the new driver's name, birthdate, driving history, license information, and the VIN of the car they'll be driving (if the car isn't already on your policy).

How do I file a car insurance claim with Progressive?
You can file a car insurance claim with Progressive by logging in to your policy, calling 1-800-776-4737, or using the Progressive app. Our claims experts will make sure you get back on the road as soon as possible. Learn more about the auto insurance claims process.

Does Progressive offer Accident Forgiveness?
Yes, we offer a few different Accident Forgiveness programs that can help you avoid a rate increase after an accident. Learn more about our available Accident Forgiveness features.

More questions about car insurance? We have answers
We break down auto insurance so you don't have to. See all car insurance resources.

What else needs protection?

Homeowners Insurance
New customers who save by bundling their home and auto save $983 on average *Read the associated disclosure for this savings claim.

Renters Insurance
Bundle your renters and auto policies to save even more on inexpensive renters insurance ΔRead the associated disclosure for this claim.

Motorcycle Insurance
1 in 3 insured riders choose Progressive. Get customized protection with the #1 bike insurer

Classic Car Insurance
Your classic isn't just a car. Get affordable coverage that's specialized to collector vehicles

RV Insurance
Protect your motorhome or travel trailer with custom coverage for almost any situation

Boat Insurance
Get a quote to insure your boat or PWC today, no marine survey or navigation plan required

See all products›

Average savings of over $800 for new customers who save *Read the associated disclosure for this savings claim.

Get a quote

Or, call 305-270-2100

 

 

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